The quickest way to get a personal loan is to apply for a cash advance. Within minutes you can complete your application and be approved. Lenders will directly wire your money to your checking account in a matter of hours. No lines to wait in. No forms to sign. No check to cash.

When You Need Speedy Cash

When time is your enemy and you need cash for a financial emergency, short term personal loans are your choice. With other types of credit, applications can take weeks to process. But payday loans just take minutes to be completed and approved.

Applying online with a no fax lender allows cash advance companies to process your loan application through their automated databases. Cash advance loans also have lower requirements, making it easier to qualify for a loan up to $1500.

For a loan until payday, you just need to provide information about where you live, source of income, and checking account numbers. Theres no credit check to worry over.

Automatic Payments For No Worries

Cash advance loan lenders automatically handle your payments for you. Most lenders require full repayment of the loan plus the finance fee on your next payday. You do have the option to “renew” your loan for another pay period by paying an additional finance fee. A few lenders will automatically extend your loan unless you specify otherwise.

Your lender will deduct your payment from your checking account so you dont have to worry about sending in a check. You also can fax in a request to change your payment schedule at any time. Just dont be late on your payments or you will rack up some major late fees.

More Time Equals Better Deals

If you only have a few minutes to find a lender, spend it comparing finance fees of payday loan lenders, which vary by about 10%. You can also apply for a five year low rate personal loan with a traditional loan company and get your money in about two weeks. But when you dont have any time to spare, cash advances can get you out of a jam.